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shanghaiceltic
Board Royalty
Joined: Sep 20, 2005
Posts: 7364
Location: Perth WA
Status: Offline
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 Posted:
Mar 30, 2006 - 01:33 PM |
 
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| Post subject: Car Insurance changes to the law. |
This appeared in todays Shanghai Daily.
What bothers me is the section 'The term dictates that when an accident occurs between a motor vehicle and a pedestrian or cyclist, the driver must compensate for a death, injury or damages, unless there is evidence to prove the other parties caused the accident on purpose.'
Few accidents are done on purpose but most accidents are caused here by stupidity and total lack of any road saftey awareness on the part of many pedestrians and cyclists. The law is a bad one and should put the onus on the idiots on bikes who shoot junctions or pedestrains who suddenly run across roads.
Car Insurance changes to the law.
New traffic rules focus on insurers
Zhang Fengming
2006-03-30
INSURERS must compensate victims of vehicle accidents even if the driver has no responsibility for the mishap.
This is a new rule effective July 1. The rules also stated that premium rates will be in tandem with drivers' traffic performance and good drivers with better records can enjoy lower premiums.
"The rules help bolster the spirit of the national road safety law enacted in 2004 that favors pedestrians and cyclists' rights in a traffic dispute and boost driver's safety awareness," the China Insurance Regulatory Commission said on its Website yesterday.
The rules, passed by the State Council on March 1, stated that insurer-paid compensations include compensation for casualty, medical fees, property loss and when drivers have no responsibility for an accident.
It provides a solution to dilemmas resulting from the 76th term of the national traffic law.
The term dictates that when an accident occurs between a motor vehicle and a pedestrian or cyclist, the driver must compensate for a death, injury or damages, unless there is evidence to prove the other parties caused the accident on purpose.
An innocent driver could face a huge compensation bill if involved in a serious or deadly traffic accident.
Drivers nationwide have complained it is unfair to them under the law that stresses the importance of human life.
Insurers can refuse to pay compensation once they find the victim incurred the losses on purpose.
Drivers pay on a yearly basis.
Insurers should cut the premium rate in the following year if the insured vehicle wasn't involved in traffic irregularities or accidents in the insurance period, the rules stated.
All vehicles must demonstrate insurance and drivers show a national insurance sign on their vehicles or they will not be allowed to drive.
Drivers with a bad record will face a penalty of twice the premium. |
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I have parrallel bars at home, one for gin and one for whiskey |
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YariGuy
LoopKicker
Joined: July 13, 2004
Posts: 860
Location: Puxi
Status: Offline
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| Posted:
Mar 30, 2006 - 04:21 PM |
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The way drivers don't yield to pedestrians, you'd think that it's the pedestrian who pays in an accident!
I just bought a car and comprehensive insurance coverage. I plan on driving carefully, but am irked that it doesn't matter in case I get into an accident whose fault it actually is. |
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shanghaiceltic
Board Royalty
Joined: Sep 20, 2005
Posts: 7364
Location: Perth WA
Status: Offline
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Apr 02, 2006 - 06:38 PM |
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Been driving here 3 years now and I cannot say I enjoy it at all. Starting to develop a 6th sense which tells me that idiots are about to emerge from unseen places.
My wife drives and I still keep a firm clench on the door handle and sphincter! Pretty sure that that odd grip test in the driving physical tests nis related to white knuckle requirement when getting into a car in Shanghai.
I am up in Beijing for the week and the drivers here are gentle folk compared to the Shanghai mob. |
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I have parrallel bars at home, one for gin and one for whiskey |
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Kandj
Seeker
Joined: Dec 03, 2005
Posts: 49
Location: Shanghai
Status: Offline
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| Posted:
Apr 02, 2006 - 08:58 PM |
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Well my wife and I don't think the drivers here on motor bikes are gentle who come up behind us with their horns blaring and don't think us pedestrians should be in their way on the pavement. We always give them some choice words and dare them to ram us. |
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