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drummissimo
LoopKicker
Joined: Apr 24, 2006
Posts: 942
Location: French Concession
Status: Offline
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 Posted:
Apr 25, 2006 - 02:04 PM |
 
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| Post subject: What Chinese Bank do you use? |
I just had another frustrating experience at a local ICBC branch.
-service slow (actually there was no service at all)
-bank employees unfriendly
-long waiting lines (waited for 45 minutes)
-people cutting lines
--> all for a 5min transaction
I would like to change my bank, but i have no idea if any of the other chinese banks is better than what i have experienced so far.
Just wanted to know what you think about Chinese banks, and which Chinese bank Expats should use on a daily basis! |
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Andreas
Board Royalty
Joined: Feb 27, 2004
Posts: 6246
Location: 31 N 121 E
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Apr 25, 2006 - 02:09 PM |
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I do all my banking with HSBC in Hong Kong. Only my wife has an account with BOC here in Shanghai, to which I transfer money once a month for the daily needs. And that would not be needed, if the ATM's here would work reliable, and would have a bit more realistic daily withdrawal limits.
The service level at the Chinese banks here is a bad joke. |
_________________
If it has tits, tires, or a transom, there's gonna be issues! |
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drummissimo
LoopKicker
Joined: Apr 24, 2006
Posts: 942
Location: French Concession
Status: Offline
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Apr 25, 2006 - 03:39 PM |
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I know what you are talking about andreas! I only use Chinese Bank for daily expenses in Shanghai, since it is more convenient than using my international ATM card.
Does BOC work any better than what i described before at ICBC??? |
_________________
Truth, after all, wears a different face to everybody, and it would be too tedious to wait till all were agreed. |
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Magnolia
Board Biatch
Joined: June 01, 2004
Posts: 30665
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Apr 25, 2006 - 03:49 PM |
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i have yet to find a chinese bank that doesn't have a long wait. been using bank of china for five years and don't have any real complaints. for everyday transactions and such they seem to be fine. most of the tellers are semi-friendly (or at least not rude) and many of the branches have started systems that allow you to sit while in line. have done wire transfers, used the atm, used the debit card, etc without difficult most of the time. haven't ever seen any massive line cutting and there are a few quiet branches tucked away that don't have long lines, plus a few branches are open on weekends.
if you will need to do any banking before the upcoming may holiday, go now! the queues before a holiday are atrocious. |
_________________
BOYCOTT BENSON SALON |
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Andreas
Board Royalty
Joined: Feb 27, 2004
Posts: 6246
Location: 31 N 121 E
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Apr 25, 2006 - 03:51 PM |
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Well, the transfer of money into the account is fast, usually same day. The service at the branch depends a lot on the people there. I live in Pudong, so we deal with the branch on Zhangyang Lu, and there the service is above average I must say. My experiences with ICBC here are not so good, whereas in Guangzhou where I lived before, they were very good.
In general the banking system here is complicated, and not very userfriendly |
_________________
If it has tits, tires, or a transom, there's gonna be issues! |
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drummissimo
LoopKicker
Joined: Apr 24, 2006
Posts: 942
Location: French Concession
Status: Offline
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Apr 25, 2006 - 05:25 PM |
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i guess i will have to put up with the banking system for some more time!
Thanks to both of you! |
_________________
Truth, after all, wears a different face to everybody, and it would be too tedious to wait till all were agreed. |
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man
FooJay
Joined: Mar 30, 2006
Posts: 1788
Status: Offline
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Apr 25, 2006 - 10:45 PM |
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man, thir crap-ass machines and management ripped me off 1700 rmb. im still bitter about that. ICBC suk a dogs dik. never trust those automatic machines |
_________________
http://uk.gay.com/ |
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drummissimo
LoopKicker
Joined: Apr 24, 2006
Posts: 942
Location: French Concession
Status: Offline
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Apr 26, 2006 - 11:51 AM |
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man,
if you kept the receipt from the atm you can go back to the bank and complain. worked for me before! |
_________________
Truth, after all, wears a different face to everybody, and it would be too tedious to wait till all were agreed. |
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chickenwang
Newbie
Joined: Sep 06, 2004
Posts: 9
Status: Offline
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Apr 27, 2006 - 11:44 AM |
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I just opened an account with Bank of Communications, the queue is shorter, the teller friendlier than ICBC and more effiecient..... Plus I can put money into my SH Public Transportation card at the machine so I don't have to alwasy have change for taxi. |
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mwk65
Newbie
Joined: Jan 03, 2005
Posts: 1
Status: Offline
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Apr 30, 2006 - 09:45 PM |
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Since you have account in construction bank already, try to build a little bit credit, and there's a service of VIP which you don't need to queue anymore. It works for me, so check out the requirement to be a VIP account. |
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Rio
Post Boaster
Joined: Dec 04, 2004
Posts: 4724
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May 09, 2006 - 10:04 AM |
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I use Pudong Development Bank. You could try that one Magnolia, they are also in Plaza 66, 4th floor. No problems until now, they do not speak English, but are very helpful. |
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