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phiota
Raver
Joined: Nov 01, 2005
Posts: 482
Status: Offline
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 Posted:
Aug 19, 2008 - 07:14 PM |
 
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| Post subject: Best Banking in China for Expats(HSBC, Citibank,BofA, BOC..) |
Just wondering which of the Banks in China International and Chinese do you think is best with type of personal transactions expats needs to have done and the one with best (english language) web sites where you can control your account online.
Looked at HSBC Normal (Min 100K RMB No Fee) and HSBC Premier (Min 500K RMB no fee) both seems pretty good especially since their online access is in english just wondering if people have good or bad experience with them or any others.
John |
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8lrr8
StreetBeater
Joined: Oct 14, 2004
Posts: 2344
Location: here!
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Aug 19, 2008 - 08:44 PM |
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ICBC is probably the best chinese bank. |
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MarkDow
Reacher
Joined: Mar 05, 2008
Posts: 213
Location: Shanghai, China
Status: Offline
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Aug 19, 2008 - 08:51 PM |
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I like CCB - has a relationship with Bank of America |
_________________
Not your ordinary average bear! |
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Fido
Reacher
Joined: Jan 22, 2008
Posts: 242
Status: Offline
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| Posted:
Aug 19, 2008 - 09:31 PM |
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| Post subject: Re: Best Banking in China for Expats(HSBC, Citibank,BofA, BO |
| phiota wrote: |
Just wondering which of the Banks in China International and Chinese do you think is best with type of personal transactions expats needs to have done and the one with best (english language) web sites where you can control your account online.
Looked at HSBC Normal (Min 100K RMB No Fee) and HSBC Premier (Min 500K RMB no fee) both seems pretty good especially since their online access is in english just wondering if people have good or bad experience with them or any others.
John |
Factoring in that they have almost zero ATMs and even fewer branches, HSBC would be my very last option.
Depending on your needs, ICBC is pretty good. They online banking is in English and far more robust than HSBC's, |
_________________
I am HC's dog. I bite whomever he asks me to bite. |
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phiota
Raver
Joined: Nov 01, 2005
Posts: 482
Status: Offline
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Aug 20, 2008 - 07:38 AM |
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torontoshanghai
Seeker
Joined: July 04, 2007
Posts: 67
Location: Shanghai
Status: Offline
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Aug 20, 2008 - 09:23 AM |
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i use HSBC in HK but as mentioend they have no exposure in the Mainland. IN Shanghai i think ICBC is the best. |
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MoonOverMiami
Raver
Joined: Jan 07, 2008
Posts: 461
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Aug 20, 2008 - 09:47 AM |
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My only other experience is with BoC, so I would have to say ICBC because its easier and cheaper to TT USD back to my account in the US. |
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"One who falls asleep with an itchy backside, will wake up with smelly fingers..." |
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robnot
Rocker
Joined: Aug 21, 2006
Posts: 657
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Aug 20, 2008 - 02:41 PM |
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HSBC can't issue you any debit or credit cards so in the end I'd suggest going with ICBC. |
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Where there's a will, there's a relative |
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Fido
Reacher
Joined: Jan 22, 2008
Posts: 242
Status: Offline
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Aug 20, 2008 - 06:10 PM |
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^ Exactly. |
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I am HC's dog. I bite whomever he asks me to bite. |
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DesertSpider
Post Roaster
Joined: Jan 19, 2007
Posts: 4417
Location: SHANGHAI, CHINA
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Aug 20, 2008 - 08:00 PM |
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BofA or Citi would be the best. |
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| I'm looking good, got a luscious v of hair going through my chest pubes down to my ball fro. |
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Fido
Reacher
Joined: Jan 22, 2008
Posts: 242
Status: Offline
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Aug 20, 2008 - 08:43 PM |
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Go back and read OP's original post. We are talking about banks in China. |
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I am HC's dog. I bite whomever he asks me to bite. |
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Elegua
Newbie
Joined: Sep 21, 2007
Posts: 2
Status: Offline
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Aug 21, 2008 - 08:37 AM |
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CMB - took me at least 10min to set up all the accounts I needed & get ATM card. Credit Card took 1 week. Great customer service. |
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Fido
Reacher
Joined: Jan 22, 2008
Posts: 242
Status: Offline
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Aug 21, 2008 - 09:50 AM |
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Yeah, CMB is really great if you expect a) useless online banking, b) sky-high credit card fees, c) laughable credit card limits and d) not having your credit history reported to the People' Bank credit file system thus making it diofficult to ever get credit from a different bank. |
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I am HC's dog. I bite whomever he asks me to bite. |
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